Payday FAQ

What is required to get a Payday Loan in the Store?

  • Verifiable, consistent source of income (pay stub).
  • Must be 18 years old with a valid ID
  • An open checking account.
  • A resident of the state you are applying in.

How much money can I get?

  • The amount of money you can apply for varies from state to state.

Is the amount I can borrow based on my credit report?

  • No, we do not use your credit report when determining the loan amount.

What Fees are associated to the loan?

  • The Fees vary from state to state. Please visit our stores for further information.

How do I refinance a Payday loan?

  • If applicable you may refinance a loan by paying the interest and or fees. Your new loan will then pay off the previous loan which will then be due on your next pay date.

I’m in the military, Can I get an advance?

  • First Cash does not have a credit service product to offer that meets the requirements of the Federal Law for members of the military.

All loans offered in the state of Texas are provided by a third-party lender; FirstCash operates as a Credit Access Business only.

 

What is required to get a Payday Loan in the Store?

  • Verifiable, consistent source of income (pay stub).
  • Must be 18 years old with a valid ID
  • An open checking account.
  • A resident of the state you are applying in.

How much money can I get?

  • The amount of money you can apply for varies from state to state.

Is the amount I can borrow based on my credit report?

  • No, we do not use your credit report when determining the loan amount.

What Fees are associated to the loan?

  • The Fees vary from state to state. Please visit our stores for further information.

How do I refinance a Payday loan?

  • If applicable you may refinance a loan by paying the interest and or fees. Your new loan will then pay off the previous loan which will then be due on your next pay date.

I’m in the military, Can I get an advance?

  • First Cash does not have a credit service product to offer that meets the requirements of the Federal Law for members of the military.

All loans offered in the state of Texas are provided by a third-party lender; FirstCash operates as a Credit Access Business only.